HDFC Business Money Back Credit Card offers amazing cashbacks and reward points. This facility is available for self-employed individuals who fulfill certain criteria. You can earn 4 and 2 reward points (RPs) on online spends and other expenses, respectively. The points are available on every spend of Rs. 150. You can redeem RPs as cashback or exclusive gifts. 100 RPs equal to Rs. 20. Apart from the rewards, you also get up to 50 days interest-free credit period.
In the below post, we will discuss the HDFC Bank Business Money Back Credit Card eligibility, features, facilities, and frequently asked questions.
Here are the eligibility criteria:
Here are the features:
Note: When you spend Rs. 30,000 and above at every quarter with the Credit Card, only then the Dineout Passport Membership will apply. This membership will last for 3 months in one city.
Here are the offers:
Here are the terms:
Here are the provisions:
Here are the conditions:
Here are the FAQs on HDFC Business Money Back Credit Card:
The joining/renewal membership fee is Rs. 500 + applicable taxes. Find here, the applicable fees and charges on the credit card.
RPs are accumulated on a minimum transaction of Rs. 150. Here, we will consider an illustration. For instance, you spend Rs. 12,000 on retail purchases in a month. Also, you spend Rs. 15,000 online shopping in that month. Thus, the calculation of the RP will be as follows:
You can redeem the RPs for exciting gifts at the applicable redemption rate or cashback. You need to drop a redemption request through net banking. Simply log into your account. Go to Cards, click ‘Enquire’, and select ‘Redeem Reward Points’. You can also redeem through Phone banking. Contact the phone banking number through a call to redeem the RPs. The number to call will be on the backside of the card.
You can pay the bill through net banking, mobile banking app, cash, auto-pay, ATM funds transfer, cheque, from a non-HDFC bank account, etc.
To report a lost or stolen card, you need to call the credit card customer service. Customer support can even help with a change of address, contact number, etc. You can find the phone banking numbers on the reverse end of the card. You can also report theft and loss through net banking. If you recover the card after reporting the loss, you can cut the card into 4 pieces diagonally. Cut the card in a way that the chip embedded on the card gets destroyed. This will prevent misuse after disposal of the credit card.
You will receive complimentary Zomato Gold Membership if you spend Rs. 75,000 in the initial 3 months of receiving the Business credit card. You will get 2 complimentary drinks at partnered Zomato restaurants. Or, you may get a complimentary dish on every visit to a Gold food parent restaurant.
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