PNB Housing Finance Home Loan

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PNB Home loan can be taken to fund your dream house purchase. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. The PNB (Punjab National Bank) Housing Finance Limited is a renowned bank offering multiple home loans letting their customers decide what solution works best for them.

At, you will come across all types of PNB Home Loans in India.

PNB Home Loan Details Updated on

Loan Amount

Up to Rs. 10 crores

Loan Tenure

1 year to 30 years

Interest Rate

8.35% onwards

Why Choose Punjab National Bank Home Loan?

  • The advantage of this loan is its same interest throughout the duration, if fixed, but flexible on floating rate of interest.
  • Simple documentation is needed and the home loan in Punjab National Bank then gets processed faster.
  • You can check out PNB home loan eligibility and PNB Home Loan EMI calculator at

Features of Home Loans at PNB

Some of the PNB home loan features are as follows.

  • Maximum loan amount and tenure
  • Attractive interest rates
  • Simple documentation and application process
  • Home loan balance transfer may be available
  • Best offer for those with good credit scores

Why Apply for PNB Housing Finance Home Loan on

At Loanbaba, you can compare and apply for home loans online. You can check out several home loan schemes by PNB housing finance go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for PNB Home Loan online on our website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Home Loan by PNB Housing Finance on Loanbaba?

You can apply for Home Loan PNB housing finance or loan with any other bank /NBFC home loan at

PNB Housing Finance Home Loan Interest Rates

The PNB housing finance home loan interest rate starts at 8.35% onwards, but varies as per individual profile. Keep a check on this page to note the updated PNB housing finance home loan interest rates for the current year.

PNB Housing Finance Home Loan Eligibility criteria

Home loan eligibility may differ from one candidate to another. You can also use free-of-cost PNB housing finance home loan eligibility calculator at The eligibility criteria for PNB housing finance housing loan are discussed below:

  • The applicant for home loan in PNB bank needs to meet the age requirement and possess all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.

PNB Housing Finance Home Loans Documentation

  • Complete application with attached photographs.
  • Age proof
  • PAN card
  • Driving license
  • Residential proofs such as driving licence, telephone bill, ration card, passport, voter ID, etc.
  • Latest degree of educational qualification.
  • Work permit
  • Copy of passport
  • Salary slip of the past 3 months
  • Form 16 of the past two years
  • Bank statement of past 6 months having credited salary.
  • Processing fee cheque in the favour of PNB Housing Finance Ltd.
  • Copy of property documents and approved loan.
  • Cost estimate from the architect in case of renovation or construction.

Types of PNB Housing Finance Home Loans

PNB housing finance has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

PNB Housing Finance Home Loans FAQs

Below provided are important questions about home loan PNB housing finance in India.

Home purchase loan – it is a loan offered for construction, purchase or extension of living space.

Home construction loan – it is a loan offered to people wanting to self-construct a residential place.

Home extension loan – it is offered when you want to extend the existing space of your house.

Home improvement loan – this is offered specially for functional development of your house. This includes repairs, painting, roofing, plumbing, waterproofing, electronic work, etc.

Residential plot loan – these loans are primarily for the purchase of a residential plot in city areas subsequently where your house will be built.

NRI loans – this helps the NRIs construct, repair, renovate or purchase residential properties in India.

What are the Eligibility criteria of PNB Housing Finance Loan?

The applicant should be an Indian citizen or an NRI. The person should, however, be a person of Indian Origin (PIO).

The applicant should be more than 70-year-old during maturity.

If the applicant is looking for an NRI loan, then he should have been working for at least 1 year in the foreign country. Any person who is moving abroad on deputation is not eligible for this loan.

Rate of Interest

8.35% onwards

Processing Fee

Up to 0.5%, Should be at least Rs. 5900

Tenure of the loan

1 - 30 years

Guarantor required

No guarantor required