Axis Bank Home Loan

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Axis Bank Home loan can be taken to fund your dream house purchase. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. The Axis Bank offers a wide range of housing loan products with attractive interest rates and flexible services. The tenure of the loan ranges from 1 year to 30 years. However, the tenure under the Super Saver Scheme ranges from 1 year to 20 years.

There is no partial prepayment or pre-closure charge applicable. Moreover, the applicant does not require submitted a guarantor to avail the loan. At, you will come across information about all types of Axis Bank Home Loans in India.

Axis Bank Home Loan Details Updated on
Loan Amount Up to Rs. 1 crore and above
Loan Tenure 1 year to 30 years
Interest Rate 8.35% to 9.25%

Why Choose Axis Bank Home Loan?

  • The advantage of this loan is its same interest throughout the duration, if fixed, but flexible on floating rate of interest.
  • Simple documentation is needed and the home loan in Axis bank then gets processed faster.
  • You can check out Axis bank home loan eligibility and Axis bank Home Loan EMI calculator at

Features of Home Loans at Axis Bank

Some of the Axis home loan options available are as follows.

  • The bank offers various types of Axis home loans based on the suitability of its targeted audience.
  • The loans are offered at an interest of 8.35% to 11.75%. The interest applicable under the Super Saver Scheme is 9.25%.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • A processing fee of 0.5% of the loan amount, the minimum being Rs 10,000 shall apply.

Why Apply for a Home Loan on Loanbaba?

At Loanbaba, you can compare and apply for Home loans online. You can check out several housing loans and go through their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, on a single platform. The loan application process is simple and easy, as you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Axis Bank Home Loan Interest Rates

The Axis bank home loan interest rate starts at 8.35% to 9.25%, but varies as per individual profile. Keep a check on this page to note the updated Axis home loan interest rates for the current year.

Axis Bank Home Loan Eligibility criteria

Home loan eligibility may differ from one candidate to another. You can also use free-of-cost Axis Bank home loan eligibility calculator at The eligibility criteria for Axis Bank housing loan are discussed below:

For salaried Individuals

  • The government service employees or workers at organizations of repute can apply for a home loans with Axis Bank
  • These applicants should be of at least 24 years while disbursal of the loan. However, the applicant cannot be more than 60 years of age at the time of loan maturity

For professionals

The professionals eligible to apply for an Axis Bank home loan are:


Company Secretaries (CS)

Doctors and dentists

Chartered Accountants (CA)

Cost Accountants


Management Consultants

These applicants should be of at least 24 years while disbursal of the loan. However, the applicant cannot be more than 65 years of age at the time of loan maturity.

Types of Axis Bank Home Loans

Axis Bank has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Axis Bank Home Loans FAQs

Below provided are important questions about home loan Axis in India.

The following documents should be submitted in order to comply with the loan requirements:

ID proof

Passport Voter’s ID

Driving license

Aadhaar Card

Job Card issued by NREGA

PAN Card

Address Proof


Driving license

Job Card issued by NREGA

Voter’s ID

Aadhaar Card

Income statement

The salaried employees should submit:

salary statements of the previous 3 months

Form 16

The self-employed Individuals should submit:

Income Tax returns of the past 2 years

Income computation with CA certification of the last 2 years.

Bank Statement

The passbook or the bank statement also showing the salary of the applicant deposited.


Though not mandatory, the applicant may submit a guarantor form

Any self-employed individual who files regular income tax can apply for the Axis Bank home loan. These applicants should be of at least 24 years while disbursal of the loan. However, the applicant cannot be more than 65 years of age at the time of loan maturity

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Axis Bank.