Indiabulls Home Loan

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Indiabulls home loans are one of the best options to opt for if you dream to build a beautiful house. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. They have interesting schemes specially designed to cater the unique needs of the customers.

At, you will come across information about all types of Indiabulls Home Loans in India.

Indiabulls Home Loan Details Updated on

Loan Amount

Rs 2 lakhs to Rs 3 crores

Loan Tenure

1 year to 30 years

Interest Rate

8.40% to 10.40 

Why Choose Indiabulls Home Loan?

  • The advantage of this loan is its same interest throughout the duration, if fixed, but flexible on floating rate of interest.
  • Simple documentation is needed and the home loan in Indiabulls then gets processed faster.
  • You can check out Indiabulls home loan eligibility and Indiabulls Home Loan EMI calculator at

Features of Home Loans at Indiabulls

Some of the Indiabulls home loan features are as follows.

  • One can repay these home loans for up to 20 years.
  • The maximum amount of loan will depend on the cost of the property. One can avail 80% of the property cost subject to maximum amount of up to Rs. 3 crores.
  • If the amount isn’t exceeding 20 lakhs, you can even ask for 85% of your property cost as credit.
  • The applicants may be made individually or jointly. The co-applicants do not require being the owners of the property.
  • One can enjoy tax-savings under section 24 and section 80C of the income tax act.

Why Apply for a Home Loan on Loanbaba?

At Loanbaba, you can compare and apply for Home loans online. You can check out several housing loans and go through their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, on a single platform. The loan application process is simple and easy, as you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Indiabulls Home Loan Interest Rates

The Indiabulls home loan interest rate starts at 8.40% to 10.40%, but varies as per individual profile. Keep a check on this page to note the updated Indiabulls home loan interest rates for the current year.

Indiabulls Home Loan Eligibility criteria

Home loan eligibility may differ from one candidate to another. You can also use free-of-cost Indiabulls home loan eligibility calculator at The eligibility criteria for Indiabulls housing loan are discussed below:

  • The applicant for home loan in Indiabulls needs to meet the age requirement and possess all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.

Types of Indiabulls Home Loans

Indiabulls has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Indiabulls Home Loans FAQs

Below provided are important questions about home loan Indiabulls in India.

  • The applicant should be an Indian resident. The NRIs can apply under the NRI home loan scheme.
  • The loan value should be used only to make property purchases in the country.
  • The applicant should be at least 21 years old while applying but not more than 65 years during repayment.
  • The applicant should have a decent and a steady source of income, supplemented by official documents.
  • He /she should have a good credit history with no red flags.
  • Signed and filled application form
  • Cheque with the processing fee amount
  • Proof of your date of birth
  • Evidence of your residence
  • Proof of your income: the salaried individuals should submit their salary slips, bank statement and the form 16. The self-employed should submit their bank statement and the income tax returns with their financial statements.

The NBFC offers these loans at a rate starting at 8.4% the maximum interest charged is 10.05% for general clients. For women clients, the floating interest may vary from 8.35% to 10%.

The processing fee for different loans amount is as follows:

  • For loans up to Rs 28 lakhs, a processing fee of Rs 10,000 shall be charged.
  • For loans between Rs 28 lakhs to Rs 3 crores, a processing fee of 0.5% shall be charged.
  • For loans more than Rs 3 crores, a processing fee of 0.5% to 1% shall be charged.
  • Rs 250 are charged as ECS / PDC.
  • A late payment fee stands at 24% per annum on the outstanding EMI.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Indiabulls.