ICICI Bank Home loan can be taken to fund your dream house purchase. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. There are a lot of banks that offer home loans to help their customer buy or construct a house. ICICI bank is one of them that provide comprehensive loan schemes.
It is India’s largest private sector banks offering credit at a fixed interest rate for the first ten years of the loan availed post which the customer has a choice to opt for a fixed or a floating interest rate. At Loanbaba.com, you will come across information about all types of ICICI Home Loans in India.
|ICICI Bank Home Loan Details Updated on
Up to Rs. 5 crores
1 year to 30 years
8.50% to 9%
Some of the ICICI home loan options available are as follows.
At Loanbaba, you can compare and apply for Home loans online. You can check out several housing loans and go through their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, on a single platform. The loan application process is simple and easy, as you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.
The ICICI bank home loan interest rate starts at 8.50% to 9%, but varies as per individual profile. Keep a check on this page to note the updated ICICI home loan interest rates for the current year.
Home loan eligibility may differ from one candidate to another. You can also use free-of-cost ICICI Bank home loan eligibility calculator at Loanbaba.com. The eligibility criteria for ICICI Bank housing loan are discussed below:
ICICI Bank has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.
Below provided are important questions about home loan ICICI in India.
Home Loan for Women borrowers
Home Loan for General borrowers
The interest rate ranges from 8.35% to 8.85% in the case for general borrowers.
The eligibility for ICICI Home loan is discussed below:
The bank offers privilege to its customers by lowering the EMI burden on its customers. It allows the borrowers to make savings by transferring their loan scheme to any other ICICI bank. This transfer feature is an innovative and a thoughtful gesture by the bank that makes its home loans different compared to other banks.
Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of ICICI Bank.