Indiabulls Home Loan

Indiabulls star star star star star_half 4.5 / 5.04 users

Indiabulls home loans are one of the best options to opt for if you dream to build a beautiful house. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. They have interesting schemes specially designed to cater the unique needs of the customers.

At Loanbaba.com, you will come across all types of Indiabulls Home Loans in India.

Indiabulls Home Loan Details Updated on 10th December 2018

Loan Amount

Rs 2 lakhs to Rs 3 crores

Loan Tenure

1 year to 30 years

Interest Rate

8.40% to 10.40 

Why Choose Indiabulls Home Loan?

  • The advantage of this loan is its same interest throughout the duration, if fixed, but flexible on floating rate of interest.
  • Simple documentation is needed and the home loan in Indiabulls then gets processed faster.
  • You can check out Indiabulls home loan eligibility and Indiabulls Home Loan EMI calculator at Loanbaba.com.

Features of Home Loans at Indiabulls

Some of the Indiabulls home loan features are as follows.

  • One can repay these home loans for up to 20 years.
  • The maximum amount of loan will depend on the cost of the property. One can avail 80% of the property cost subject to maximum amount of up to Rs. 3 crores.
  • If the amount isn’t exceeding 20 lakhs, you can even ask for 85% of your property cost as credit.
  • The applicants may be made individually or jointly. The co-applicants do not require being the owners of the property.
  • One can enjoy tax-savings under section 24 and section 80C of the income tax act.

Why Apply for Indiabulls Home Loan on Loanbaba.com?

At Loanbaba, you can compare and apply for home loans online. You can check out several home loan schemes by Indiabulls go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for Indiabulls Home Loan online on our website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Home Loan by Indiabulls on Loanbaba?

You can apply for Home Loan Indiabulls or loan with any other bank /NBFC home loan at Loanbaba.com.

Indiabulls Home Loan Interest Rates

The Indiabulls home loan interest rate starts at 8.40% to 10.40%, but varies as per individual profile. Keep a check on this page to note the updated Indiabulls home loan interest rates for the current year.

Indiabulls Home Loan Eligibility criteria

Home loan eligibility may differ from one candidate to another. You can also use free-of-cost Indiabulls home loan eligibility calculator at Loanbaba.com. The eligibility criteria for Indiabulls housing loan are discussed below:

  • The applicant for home loan in Indiabulls needs to meet the age requirement and possess all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.

Types of Indiabulls Home Loans

Indiabulls has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Indiabulls Home Loans FAQs

Below provided are important questions about home loan Indiabulls in India.

  • addFAQs
    1. What are the eligibility criteria for Indiabulls home loans?
      • The applicant should be an Indian resident. The NRIs can apply under the NRI home loan scheme.
      • The loan value should be used only to make property purchases in the country.
      • The applicant should be at least 21 years old while applying but not more than 65 years during repayment.
      • The applicant should have a decent and a steady source of income, supplemented by official documents.
      • He /she should have a good credit history with no red flags.
    2. What are the documents required for Indiabulls home loan?
      • Signed and filled application form
      • Cheque with the processing fee amount
      • Proof of your date of birth
      • Evidence of your residence
      • Proof of your income: the salaried individuals should submit their salary slips, bank statement and the form 16. The self-employed should submit their bank statement and the income tax returns with their financial statements.
    3. What are the Interest rates offered by Indiabulls for home loan?
    4. The NBFC offers these loans at a rate starting at 8.4% the maximum interest charged is 10.05% for general clients. For women clients, the floating interest may vary from 8.35% to 10%.

    5. What are the fee and charges for Indiabulls home loan?

    The processing fee for different loans amount is as follows:

    • For loans up to Rs 28 lakhs, a processing fee of Rs 10,000 shall be charged.
    • For loans between Rs 28 lakhs to Rs 3 crores, a processing fee of 0.5% shall be charged.
    • For loans more than Rs 3 crores, a processing fee of 0.5% to 1% shall be charged.
    • Rs 250 are charged as ECS / PDC.
    • A late payment fee stands at 24% per annum on the outstanding EMI.

Indiabulls Home Loan Review


Home Loan
star star star star star 15.0/5
I had taken a Home Loan in Delhi and thankfully the amount I required was completely approved and disbursed. Excellent work.
Mumbai December 7, 2018
Home Loan
star star star star star 15.0/5
The customer service is up to the par and Home Loan processing was too fast. I am really glad I chose Indiabulls. Recommended.
Mumbai December 7, 2018
Home Loan
star star star star star 15.0/5
There was no delay in disbursing Home Loan In Bangalore by Indiabulls. Even their support team was quite helpful and ready to answer all my queries.
Mumbai December 7, 2018
Home Loan
star star star star star 14.0/5
The Home Loan in Kolkata from Indiabulls has to be the best in deal. Other banks at the time of taking the loan, were offering me lower amount.
Mumbai December 7, 2018

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