DHFL Home loan can be taken to fund your dream house purchase. A home loan is a secured loan, where the house you intend to purchase is considered as collateral. DHFL (Dewan Housing Finance Corporation) has a network of 359 offices spread across India ensuring its best services to the demanding consumer base. Not just in India, it is also spread abroad covering London, USK and UAE catering the increasing NRI population in these countries. It offers home loans to Indians and NRI.
This NBFC has tie-ups with public and private sector banks like Punjab and Sind Bank, United Bank of India, YES Bank and Central Bank of India. At Loanbaba.com, you will come across all types of DHFL Home Loans in India.
|DHFL Home Loan Details Updated on 19th August 2018|
Up to Rs. 5 crores
1 year to 30 years
8.35% to 9.35%
Why Choose DHFL Home Loan?
Features of Home Loans at DHFL
Some of the features of DHFL home loan are as follows.
Why Apply for DHFL Home Loan on Loanbaba.com?
At Loanbaba, you can compare and apply for home loans online. You can check out several home loan schemes by DHFL go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for DHFL Home Loan online on our website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.
How to Apply for DHFL Home Loan on Loanbaba?
You can apply for Home Loan DHFL or loan with any other bank /NBFC home loan at Loanbaba.com.
DHFL Home Loan Interest Rates
The DHFL home loan interest rate starts at 8.35% to 9.35%, but varies as per individual profile. Keep a check on this page to note the updated DHFL loan interest rates for the current year.
DHFL Home Loan Eligibility Calculator
Home loan eligibility may differ from one candidate to another. You can also use free-of-cost DHFL home loan eligibility calculator at Loanbaba.com. The eligibility criteria for DHFL housing loan are discussed below:
Documentation requirements for sole proprietorship or partnership or a private limited firm
Documentation requirements for salaried and entrepreneurial individuals
Types of DHFL Home Loans
DHFL has home loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.
DHFL Home Loans FAQs
Below provided are important questions about home loan DHFL in India.
Easy repayments options: The EMI repayment can be made either through Electronic Clearing Service, ECS, based on the instruction given by the bank or through post-dated cheques drawn from your salary or savings account.
Availing home loans gives you a good number of tax benefits. The Indian residents are eligible to get a benefit on both principal and interest components of the home loan. As per the Income Tax Act, 1961, section 24(b) gives an exemption of Rs 2 lakh for the interest paid during the financial year or up to Rs 1.5 lakh under 80C for the principal amount repaid in the same year.
While an individual applicant can apply for the home loan, the earning co-applicant can further enhance the loan value. The co-applicant can be spouse or a family member of the primary borrower.