Aadhaar Card is a crucial document for every Indian citizen. Right from the verification of Income Tax Return to opening a bank account, this document services several purposes. Aadhaar Card works as an UID (Unique Identity Number). It is one of the most reliable sources to verify a person’s personal details such as name, age, address, etc. This document is accepted in India as an individual’s proof of identity and address. The Aadhaar database stores information of a person’s biometric and demographic information. Biometric details include the fingerprints of all the ten fingers and scan of iris of both the eyes.
An Aadhaar Card also helps in e-KYC documentation. The e-KYC does away with the physical need of documents that are used as proof of address and identity. Also, e-KYC helps you to avail certain services online than visiting a physical centre for the same. Let us understand the purpose of an Aadhaar Card and how useful it is for an e-KYC.
The Government of India has built a centralized database of citizens through their Aadhaar numbers. The intention behind launching this document was to keep a check on the population pool and identity the illegal immigrants. It also intended to maintain transparency in financial transactions and reduce malpractices in other services. Since biometric details are unique to a person, Aadhaar Card is a reliable document to establish the identity of a person.
Thus, Aadhaar has several uses. It is best to get one as soon as possible. Because Aadhaar card is also necessary to avail basic financial products such as a personal loan, instant cash loan, insurance, credit card, etc.
Like discussed, an Aadhaar Card contains demographic details of the card holder. These details are the holder’s address, residential area, location, postal code, state, etc. These details are stored in a centrally organized database. Now UIDAI (Unique Identification Authority of India) can link the card holder’s information to Aadhaar linked services.
This way, the individual can avail such services through digital authentication of documents (e-KYC). As Aadhaar is accessible online on UIDAI’s digital platform, the government has launched another digital platform to access proof of identity and address. This platform is known as e-KYC service or Electronic Know Your Customer.
You can download e-Aadhaar online on the UIDAI’s customer portal. It is a downloadable PDF file. You can only open it with Aadhaar Card Password. The document is encrypted and can be opened only with Aadhaar Card Password. The e-Aadhaar password is a combination of characters of your name and birth year.