Life is so unpredictable that an ordinary lifestyle can be tough to maintain that is why Future Generali Flexi Online Term Plan is introduced in India. This plan provides enough support to the insured individual's family, so that even if policyholder is absent they can lead a normal life.
Individual need to meet the given basic requirement to take this plan:
Basic life coverage - 18 years
Income protection plan- 25 years
Basic life coverage - 28 years
Income protection plan- 45 years
The criteria for this is depend on the applicant's lifestyle.
Basic life cover- 65 years (for smokers), 75 years (for non-smokers)
Income protection plan - 65 years
Policyholder's age decides minimum premium per month and it starts at twenty-five thousand rupees.
Discounts: Policyholders, who have opted for high assured sum, are provided with discounts on premium.
Mrs. Anita, who is 38 years old, wants to buy a basic life coverage policy along with a coverage of one crore rupees for the duration of 30 years. For this plan, she pays premium of ten thousand rupees every year. Fifteen years later, she discoveres that she has cancer and after few months she dies. In this situation, her son who is nominee and is of 25 years old will get the death benefit and the amount will be one crore rupees and the policy will end there.
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