Online Loans in India on Loanbaba.com

Today, banks and non-banking finance companies (NBFCs) in India offer a wide range of loans online. Internet is a place where people can shop just about anything- right from basic needs (food, clothing etc), to accessing information, and more, so why not make it a place where you can even get a loan online within seconds? Loanbaba.com is such an initiative and an integrated platform, which allows you choose any loan online, without you having to go through the hassles of visiting financial institutions personally.

Top Providers of Online Loans in India on Loanbaba.com

Some of the leading providers of online loans in India at our website are: Tata Capital, Kotak bank, RBL bank, Capital First, Bajaj Finserv Limited, Fullerton India, HDFC bank, PNB Housing Finance, Axis bank, ICICI bank, IndiaBulls, Standard Chartered, Deutsche bank, Capital Float, Edelweiss, Lendingkart, LIC HFL, SBI bank, etc.

Which Loans Can You Apply Online at Loanbaba.com?

We have loans for every financial need. You can apply for personal loan online and other unsecured loans (collateral free loans) such as business loan, small cash loan, and education loan. Or, you can pledge an asset to avail funds, such as in case of home loan (also known as housing loan), loan against property, car loan, and instant gold loan.

Here is a brief overview of online loans in India offered at loanbaba:

Personal Loan

As an unsecured loan, personal loan is used to meet any financial expenses you may have. Mostly an online personal loan is taken for funding wedding, education, travel, home renovation, medical emergency, big-ticket purchases etc. At loanbaba, this loan is only available for salaried individuals.

Apply for Personal Loan Online Now. Get approved within minutes and funds in as less as 48 hours.

• You can borrow between Rs. 1 lakh and Rs. 20 lakhs, with interest rate starting at 11.49%.
• Tenure is between 1 year and 5 years.
• Documents needed are identity proof, address proof, income tax return, salary slips, bank statements etc.

Small Cash Loan

Payday loan or small cash loan is a product of loanbaba.com and an unsecured loan. As a direct lender of small cash loan in Mumbai, Navi Mumbai, and Thane, loanbaba helps in meeting urgent cash needs. Loanbaba is one of the best loan companies online to cater instant loans to customers. The funds are disbursed in few hours or latest within 24 hours of loan application approval. This online payday loan is available only for salaried individuals.

• You can borrow between Rs. 10,000 and Rs. 50,000. Minimum salary requirement is Rs. 25,000 per month.
• It is a short-term loan with tenure 30 days to 90 days.
• Documents needed are address proof, identity proof, income proof, etc. IT return is not essential.

Business Loan

Unsecured business loan is available for self-employed and professionals to fulfil expenses related to their business. This loan is not for start-up establishments, but only available for companies that have been in existence for at least 3 years.

Apply for online business loan at get funds the soonest.

• The loan amount ranges between Rs. 1 lakh and Rs. 1 crore.
• Tenure is from 6 months to 5 years and interest rate starts at 13%.
• Documents needed are income tax return, business registration proof, KYC documents, and current bank account statements.

Gold Loan

Loan against gold or gold loan is a secured loan, wherein you can apply for funds by submitting gold jewellery you own with a bank/NBFC. Gold loan is meant to meet emergency cash needs. Free security is provided for gold ornaments. The jewellery is released to you after complete repayment. You can pay interest amount till the loan tenure ends. At end of tenure, you can repay the principal amount.

Apply for gold loan online and get funds within 45 minutes!

• Loan amount ranges from Rs. 50 thousand to Rs. 50 lakhs at a starting interest rate of 10.5%-13.50%.
• Loan tenure is between 6 months and 2 years.
• No hidden charges, no credit score required. Only basic documentation (no salary slips needed): ID proof and address proof.

Loan against Property

You can apply loans online to get funds against a real estate property you own. Loan against property or property loan is provided on a residential or commercial property only. Property documents are necessary along with ID proof, address proof, income proof etc.

• You can borrow between Rs. 1 lakh and Rs. 5 crore on interest rate starting at 9.75%.
• Loan tenure is between 1 year and 15 years.
• This loan is available for salaried, self-employed, professionals, businesspersons and others.

Home Loan

You can choose to apply loans online for funds to purchase a residential property. Home loans or housing loans cannot be availed to purchase commercial, agricultural, or industrial property. You can expect a loan amount of up to 80% of the property’s market value. 20 percent margin is maintained by banks and NBFCs.

• Interest rate starts at 8.35% and can differ from a financial institute to another. Rates can be either fixed or floating, or a combination of both.
• You can get quotes from top provider of home loan online in India without paying any fee. No branch visits are required.
• Documentation for identity proof, address proof, property proof, income proof etc are necessary.

Education Loan

At loanbaba, you can attain student loan for studies in India and abroad. Both short-term and long-term education loan is available. Short-term student loan is for fulfilling expenses for course fee, tuition fee, vocational classes etc, while long-term education loans are for higher studies.

• Short term online loans for studies are up to 120 days, while long-term loans are up to 12 years.
• Borrow up to Rs 1 lakh for small educational expenses, while Rs. 4 lakhs to Rs. 1 crore for higher studies.
• Competitive interest rates apply on both the loan schemes. Documentation includes identity proof, income proof (where applicable); address proof, educational certificates etc.

Car Loan

You can apply loan for purchasing your dream car. The car loan is available to buy new car or pre-owned car. Loanbaba an India loan company helps you find sufficient finance to bring home a car you desire by matching your needs. Up to 100% finance available.

• Interest rate is as low as 8.5% and the tenure is flexible up to 7 years.
• Car loan is a secured loan. The financing institute will retain the car ownership papers until the loan is not completely repaid.
• After you pay the last EMI on car loan, you can transfer the car ownership in your name by firstly attaining NOC from the lending institute.

How Does Loanbaba Help You Get the Loan of Your Choice?

1. Compare Loan Offers: You can apply for online loans (both secured and unsecured) by comparing offers from best banks and NBFCs in India, and take an informed decision.
2. Free-to-use Financial Tools: You can use free-of-cost tools on the website such as loan eligibility calculator and loan EMI calculator to understand your loan eligibility requirement/status, and instalment to be paid through loan tenure, before applying for the loan.
3. Loan Details: Complete information about documents required, charges by financial institutes, loan amount, interest rates, etc is served to the customers. Thus, you can compare and apply for loan by knowing all benefits and features of a particular loan scheme.
4. Paperless Loans: You can submit the documents online. No hard copy of any document is needed. Your information and documents is sent online to the bank/NBFC, which is reviewed and lending decision is taken instantaneously.
5. Fast Turnaround Time: Our website helps reduce the time taken to approve and disburse loan by helping you apply easy loan online within minutes.
6. Track Loan Application: Our website has a section where you can track your loan application in real time. You can also manage your loan portfolio within a click.
7. Speedy Fund Disbursal: Once your loan application is approved, the funds are disbursed directly to your bank account. Yes, do not have to visit anyone to collect the funds!

You can get in touch with us instantly on ‘live chat’ service on our website. Simply give us a missed call on 7668876688, so that we can revert to you. Call us on toll free number (18001038024), or drop us an email on customersupport@loanbaba.com