|Interest rate||20%-49% p.a.||20%-49% p.a.|
|Loan Amount||Max: Rs.20 lakhs||Max: Rs.30 lakhs|
|Loan Tenure||Min: 1 Year
Max: 4 Years
|Min: 1 Year
Max: 4 Years
|Processing Fee||6.5% of the loan amount||6.5% of the loan amount|
|Age||Min: 21 years
|Min: 21 years
|Prepayment/Foreclosure Charges||Within 180 days from the Date of Agreement= 7.00%
||Within 180 days from the Date of Agreement= 7.00%
Fullerton offers the customers with a wide range of banking services and to avail its personal loan benefits; the customers must fulfill the required eligibility criteria such as the customer’s loan repayment capacity, credit history, and monthly income. The interest rates offered by Fullerton for personal loan ranges from 12.75%-35%. The customers can avail the benefit of repaying the loan with EMIs. On the other hand, Fullerton will calculate the EMI based on the tenure, approved loan amount and rate of interest at the time of personal loan booking.
If you possess healthy CIBIL score, then you are liable to acquire personal loans at attractive returns. However, if you possess low CIBIL score, then the interest rate charged on your personal loan will slightly higher.
401, Lakhani Centrium, Sector 15, CBD Belapur, Navi Mumbai, Maharashtra 400614