Small Cash Loan FAQs

  • help_outlineWho can apply for Cash Loans?

    Indian citizens, who reside in the country, are salaried with age of minimum 25-years, can apply for same-day loan.

  • help_outlineWhat is the Min. And Max. Loan Amount?

    You can borrow a minimum of INR 10,000 and up to INR 50,000. However, the amount approved for loan will depend in your monthly income, repayment capacity and other factors.

  • help_outlineWhat is the Minimum Salary Slab?

    You must have a monthly income of at least INR 25,000. For those who are self-employed or do not draw a monthly salary can get in touch with us with their loan requirements.

  • help_outlineWhat Affect your Chances to Loan Approval?

    If there are too many outstanding loan amount pending, huge debts, weak repayment capacity, or you cannot meet up to the eligibility criteria, then your chances of securing fast cash loan may dim.

  • help_outlineWhat is the Minimum Credit Score Required?

    You will need a credit score of at least 600-650 for the approval of small cash or payday loan.

  • help_outlineWhat is Time Taken to Approve Loan?

    The loan is approved the very day of loan application in case all necessary documents such as bank statements, salary slip, identity proofs etc are submitted.

  • help_outlineWhen Disbursal of Loan Takes Place?

    Small cash loan is credited directly to your bank account the same day of loan application. No waiting periods involved.

  • help_outlineWhat is the Loan Tenure?

    For small cash loan, the tenure is up to 90 days or 3 months. You can repay anytime in this timeframe (applicable to terms & conditions). Shorter repayment tenure may apply for small amount borrowings less than INR 50,000.

  • help_outlineWhat are the Interest Rates?

    The interest rate for instant cash loan is fixed and reasonable. As per amount you require and repayment tenure chosen, the rate of interest shall differ. These type of loans start at interest rate as low as 6 to 11 percent.