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Hdfc Bank Personal Loan Interest Rates

Depending on the applicant’s credit history, monthly income, inflation, RBI rates and more, the interest rates attached with the HDFC Personal Loan are defined. The interest rates for the HDFC Personal Loan ranges from 15.75-20% and only the salaried individuals are applicable to avail these rates.

Interest Rates attached with HDFC Personal Loan as per 2017:

Particulars

Salaried

Interest rate

15.75% to 20% on a yearly basis

Loan Amount

Maximum: Rs.15 lakhs

Minimum: Rs.50,000/-

Loan Tenure

Maximum: 60 Months

Minimum: 12 Months

Lowest EMI

Rs.2405/- (Per lakh, for the maximum tenure of 60 Months)

Processing Fee

2.50% of the loan amount (subject to a maximum of Rs.25000/- and minimum of Rs.1000/-)

Age

Minimum= 21 years

Maximum= 60 years

Prepayment Charges

4% of principal outstanding loan amount, if prepaid within 1-2 years.

3% of principal outstanding loan amount, if prepaid within 2-3 years.

2% of the principal outstanding loan amount, if paid within 3 years.  

No prepayment can be made before 12 EMIs are repaid.

Foreclosure Charges

NA
Key factors to know before applying for the HDFC Personal Loan:

Personal Loan Interest Rates by Banks