IndusInd Bank Personal Loan

Apply Now

IndusInd Bank personal loan is an unsecured loan you can used to meet different expenses. IndusInd Bank offers Personal Loan for the people of sixteen major cities in India. Here is given the list of the cities: Noida, Mumbai, Pune, Chandigarh, New Delhi, Chennai, Jaipur, Bangalore, Ahmedabad, Faridabad, Ghaziabad, Gurgaon, Navi Mumbai, Hyderabad, Kolkata and Thane.  

Unsecured loans like the IndusInd Bank personal loan let you borrow money in a short span of time to be used for multiple purposes as seen fit by the applicant.

The bank offers fast and hassle-free personal loans which cater all the financial requirements of its customers. The bank provides personal loan to make all your dreams come true like the renovation of the house, dream wedding, dream vacation or fulfil any other wish. provides all the information about IndusInd Bank Personal Loan. Loanbaba works as a liaising body between the Indus Ind Bank representatives and the borrowers.

Our website, will provide you all details about personal loan IndusInd Bank.

IndusInd Bank Personal Loan Details Updated
Loan Amount Maximum Rs. 5 lakhs
Loan Tenure 12 months to 36 months
Interest Rate Up to 23% p.a.

Why Choose IndusInd Bank Personal Loan?

Features of Personal Loans at IndusInd Bank

The following key points will help you understand the features and benefits of the personal loans:

Why Apply for IndusInd Bank Personal Loan?

Loanbaba provides comprehensive information about personal loan schemes by IndusInd Bank. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for this loan online on the bank's official website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website. Over the past couple of years, Loanbaba has fast forged positive relations in the banking industry and that is how we work closely with IndusInd Bank so that your loan is approved at the earliest.

IndusInd Bank Personal Loan Interest Rates

Personal Loan IndusInd Bank interest rate ranges between 11.5 % and 23%, but varies as per individual profile. Keep a check on this page to note the updated IndusInd Bank personal loan interest rate for the current year. Personal loans come in different shapes and sizes and your eligibility for the same depends upon your income and credit score. It becomes imperative for you, therefore to keep your credit history and CIBIL score in check.

Other fees for the loan are as given below:

Documentation Needed for IndusInd Bank Personal Loan

Important documents to be submitted while applying for personal loans

IndusInd Bank Personal Loan Eligibility Calculator

Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost IndusInd Bank personal loan eligibility calculator at The eligibility criteria for IndusInd Bank personal loan are discussed below:

Types of IndusInd Bank Personal Loans

IndusInd Bank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes. Personal loan applicants need not specify the purpose of loan to the bank while applying for the loan.

IndusInd Bank Personal Loan for Education

Education cannot be compromised because of the propulsion it provides to life itself. Higher education today is more expensive than before and studying abroad is even more so. This loan can take care of all the expenses related to your course program including travel, accommodation, tuition fee, study material, etc.

IndusInd Bank Personal Loan for Wedding

Weddings are a grand affair in our country and inadvertently cost us a very big amount in preparation. With an interest rate sympathetic to the cultural practices, this personal loan covers all wedding expenses of an applicant and ensures smooth sailing for the big day.

IndusInd Bank Personal Loan for Home Renovation

This personal loan by IndusInd Bank provides funds to take care of your home renovation expenses. As this can be a costly affair, many people postpone this activity. As timeliness is an important part of home renovation, moving with the times is a luxury made affordable by this personal loan.

IndusInd Bank Personal Loan for Medical Emergency

Medical emergencies can knock your door at any time and it is good to know about loans that can come in handy in case of such a situation. This personal loan marks out this problem faced by people to help them with funds when they need it the most helping people clear hospital bills and cover other expenses associated to the medical emergency like buying medicines or equipment.

IndusInd Bank Personal Loan FAQs

Below provided are important questions about personal loan IndusInd Bank.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of IndusInd Bank.

1. What is the processing fee charged?

The processing fee charged is up to 2.50% of loan amount along with applicable tax.

2. What is the range for Rates of Interest for IndusInd Bank Personal Loan?

Rates of interest for the customers who have existing relationship with the bank depend on the purpose, the amount of loan and the duration. The bank offers different rates based on above mentioned factors. The annual rates generally vary from 11.5 % to 23% with the average rate of nearly 14.5%.

3. How to repay the personal loan?

Personal loan amount can be repaid using post-dated cheques every month according to the EMI amount fixed at the time of approval. You can opt for auto debit of your EMI amount by instructing the bank to do so every month.

4. What are the benefits of being an existing customer?

People with existing accounts with IndusInd bank have a higher chance of securing a lower interest rate on the loan. Priority will be given to the application and minimum documents will be asked for.

5. Can I make part-payment of the loan?

No, part-payments are not possible on the personal loan. However, you can make prepayments and also foreclose your loan if you feel you can take that financial decision at a point.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of IndusInd Bank.