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Best Payday Loans in India

Best payday loans in India are found on A small cash loan or payday loan can be used for any financial expenses. On applying for the best payday loans, it is important to confirm the rates and confirm the same with the rates applicable to the in-store loans. If you are unable to repay your existing loan and find it to be a burden, then an extension of the same can be availed on our website. The company offers you flexible loans to roll over the previous loans and evade debts.

The website also provides small cash loan for any emergency expenses. While rolling over the payday loans can be much expensive, it is always recommended to look for a time extension on the original loans. The best payday loan in India get you credits for a period of 30 – 90 days. In case of small cash loan in Mumbai, Navi Mumbai or Thane, has flexible terms.

Best Payday Loans in India Details

Loan Amount

Rs. 10 thousand to Rs. 50 thousand

Loan Tenure

30 days to 90 days

Interest Rate

0.1% per day

What are Payday Loans?

A payday loan is a short-term and unsecured loan provided to salaried individuals. This loan is beneficial for quick cash needs and requires no collateral.

  • You can borrow between Rs. 10 thousand and Rs. 50 thousand.
  • Payday loans are also termed as small cash loan, and are provided by in areas such as Mumbai, Navi Mumbai, and Thane.
  • The repayment tenure is up to 3 months, thus does not burden your finances.
  • The payday loan interest rate is as low as 0.1% per day.

How to Apply for Small Cash Loan at Our Website?

A small cash loan Navi Mumbai, Mumbai or Thane, works on cash advances on the pay checks. Unlike other loans, the payday loans are paid in instalments. The full amount can be known while signing up. Moreover, you will be charged a very nominal interest rate for 1 hour payday loans.

You can use small cash loan EMI calculator and small cash loan eligibility calculator to understand the instalment to be paid per month and your eligibility for the loan, respectively. Note that loan amount and tenure to calculate the results accordingly in specific calculators.

How Payday Loan Should Be Used?

There is no restriction on how to use a payday loan. Considering it is a short-term loan and the loan amount is up to Rs. 50 thousand only, people usually the amount for following purposes:

  • Fund a vacation
  • Medical expenses
  • Build cash fund for expenses until salary arrives
  • Payment of bills
  • Small education expenses
  • Home improvement and repairs
  • Purchase of important gadgets or appliances
  • Purchase of gifts on occasions and celebrations

Requirements for Applying for Payday Loan

You will need following documents to be submitted to get short-term payday loans India:

  • Income or employment proof
  • Age proof and address proof
  • A valid identity card.

On the approval of quick payday loans application, the amount gets credited to your bank account within 24 hours. You need to sign a check for the loan value dated for the term end.

Things to Consider Before Applying for Payday Loan

Following are some of the critical points to keep in mind while applying for the best payday loans in Mumbai:

  • You can avail quick cash on applying for the cash loans at If you sign up for the loan, you can get instant cash since the amount immediately or in a day, gets credited to your bank account.
  • You require a decent credit score to apply for an instant cash loan. The repayment tenure is 30 to 90 days for 1 hour payday loans.
  • Non-payment of short-term payday loans India can show up in the results sent to the collection agency. Thus, be careful about timely repayments.

Payday Loan FAQs

Below mentioned are important questions asked on payday loans.

  • addFAQs
    1. What is the best credit score for payday loan?
    2. A CIBIL score of 600 and above is considered as eligible for payday or small cash loan.

    3. Can non-salaried people apply for small cash loan?
    4. The payday loan service is only available for salaried individuals. We have other loan products for non-salaried individuals on our website.

    5. Is it possible to extend the loan tenure beyond 90 days?

    There is no extension provided for small cash loan beyond 90 days or as the repayment tenure confirmed in the loan agreement.

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