DHFL Pramerica Term Plan India

A number of protected and savings plan policies related to life insurance are provided by DHFL Pramerica. You can refer to loanbaba.com for all the information.

Family Income Scheme by DHFL Pramerica

It is a decreasing term non participating DHFL Pramerica plan in India which looks after the financial requirements of the policyholder’s family when he is absent, by providing payments monthly.

Features

Min.

Max.

Age of Entry

eighteen years

fifty five years

 Period

Five years

thirty years

Benefit Expiry Period

Nil

sixty five years

Benefit(monthly)

Two thousand Rupees

LIMITLESS

Premium

Subject to selected monthly income

Semi-annual, annual and quarterly modes are subject to a minimum of one thousand per annum.

Monthly mode is subject to 1,200 INR per annum

LIMITLESS

Option for Premium Payment

Regular Pay

Modes of Premium Payment

Monthly/quarterly/semi-annual/annual

Family First Plan by DHFL Pramerica:

It is a benefit term plan which provides a monthly advantage thereby protecting the policyholder’s family in time of needs and insures their life in the absence of the holder.  

Features

Min.

Max.

Age of Entry

eighteen years

fifty years

Period

ten years

thirty years

Benefit Expiry Age

Nil

Sixty-five years

Benefit(Monthly)

Four Thousand

LIMITLESS

Premium

2000 Rupees (quarterly/semi-annual/annual modes)

2400 Rupees (monthly mode, annual premium)

LIMITLESS

Payment

Choice for Premium

Regular

Payment

Modes for Premium

Monthly/quarterly/semi-annual/annual

U-Protect Plan by DHFL Pramerica:

It is a LIC term plan which ensures the holder’s family safety even if he dies.

Features

Minimum

Maximum

Age for Entry

eighteen years

fifty five years

Period

ten years

thirty years

Benefit Expiry Period

Nil

sixty five years

Benefit(monthly)

four thousand

LIMITLESS

Assured amount

twenty five lakh

LIMITLESS

Payment

Choice for premium

Regular

Payment

Modes for premium

half-yearly/Yearly

Characteristics of the Term Plans by DHFL Pramerica:
  • Comprehensive insurance safety plan at reasonable price.
  • Lucrative premium rates for both female and male lives.
  • Enhanced cover and optional Riders - Critical Illness Rider and Accidental Death Advantage Rider
  • Applicable tax advantages
  • Advantage around equivalent to twenty times of the chosen monthly benefit income.
Term Plan Example:

Suppose Mr. Ram who is a non-smoker and 35 years of age has bought Term Plan by DHFL Pramerica, for an assured amount of fifty lakh rupees with tenure of twenty years, mode being annual. A premium of 7,750 is paid by him. Now if he dies in an accident, his family will receive the assured amount.

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