IFSC and MICR Codes Directory

Indian Overseas Bank IFSC code, MICR code and Bank Branches in India

Indian Overseas Bank IFSC Code

Indian Overseas Bank IFSC code can be used by both the National Electronic Fund Transfer and Real Time Gross Settlement finance transfer systems. Iob Bank NEFT, RTGS and IMPS codes are provided by RBI. NEFT transactions are settled in batches while RTGS transactions are settled individually. IMPS presents an instant 24X7, electronic fund transfer. IFSC Code is an 11 character code for identifying bank branches participating in online fund transfers. This code is unique for each branch. Please NOTE that not all branches of a bank provide net banking facility.
Where to get IFSC codes?

It is very easy to get IFSC code. You can get it in few clicks on loanbaba.com through its IFSC code locator tool. You will have to select the name of the bank, state and branch; it will give you the IFSC code along with the full address of the branch. You can get the entire list of IFSC code on RBI’s website for each bank. You can also find it on the bank’s website.

About Indian Overseas Bank

Indian Overseas Bank (IOB) is one of the foremost public sector bank, headquartered in the Tamil capital of Chennai. The name IOB swags a nation-wide network of more than 3700 regional branches plus 3300 ATM counters. Out of this Tamil Nadu houses 1150 branches alone. They also have three extra counters, and eight overseas branches in South East Asian countries such as China, Thailand, Singapore, Hong Kong, South Korea and Sri Lanka excluding representative offices in Guangzhou (China), Vietnam, and United Arab Emirates. IOB also has shares in a joint-venture bank in Malaysia. With a slew of financial products, amenities and services on its platter, IOB leaves no stone unturned in ensuring maximum customer satisfaction, which is made possible thanks to its ISO-stamped internal Information Technology department.