Business Loan FAQs

Read through the business loan FAQs at and get to know the essentials to business loan- all under one roof.

  • help_outlineHow Much Loan Can I Get?

    Business Loan The loan for business depends on number of years the company has been in operation, the annual profit generated, and other factors. Checks are done to understand revenue generation, cash flow, and accordingly the business loan amount you are eligible for, will be calculated. At, you can expect loan starting at INR 5 Lakhs to 50 Lakhs, and sometimes even up to INR 1 Crore or more.

  • help_outlineWhat is the Age Limitation of Loan Applicant?

    You must be between the age of 25 years to 65 years (until loan maturity), respectively to be eligible for business loans.

  • help_outlineWhat is the Loan Tenure?

    Unsecured business Loans tenure can range between 1 to 5 years. Contact us to understand personalized loan tenure offers.

  • help_outlineWhat are the Favorable Factors for Business Loan Approval?
    • A good CIBIL score of at least 700 or as verified eligible for loan application
    • A stable and good financial situation of your company
    • Necessary documents, cash flow statement, and turnover profile
    • Ability to repay without defaulting, no pending tax or too many existing debts
    • Healthy past performance record for your company
  • help_outlineCan I get Business Loans for Start-up?

    Currently, you can apply for business loans only if your business is not in start-up phase. However, offers other loan types (personal loan, loan against property etc.), which are sufficient in meeting your business or other needs.

  • help_outlineWhich Aspects Affect Business Loan Interest Rate?
    • Higher the revenue, greater chances of lower interest rate for business loan
    • Loan Amount and tenure
    • Longer time in business may also help you avail lower interest rates