PNB Business Loan

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PNB business loan is offered between Rs. 5 Lakhs and Rs. 15 lakhs. The Punjab National Bank business loans are offered to businessmen and self-employed persons in case they intend to expand their business or require funds to finance their working capital requirements. provides information on PNB business loan.

Punjab National Bank Business Loan Details updated
Loan Amount Rs. 5 Lakhs to Rs. 15 Lakhs
Loan Tenure 12 months to 60 months
Interest Rate 12.65% onwards

Why Apply for PNB Business Loan?

Features of Business Loans at Punjab National Bank

The following key points will help you understand the features and benefits of the business loans:

Why Apply for Business Loan on Loanbaba?

At Loanbaba, you can compare and apply for business loans online. You can check out several loans for business and go through their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, on a single platform. The loan application process is simple and easy, as you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

PNB Business Loan Interest Rates

Business Loan PNB interest rate starts from 12.65%, but varies as per individual profile. Keep a check on this page to note the updated interest rate for the current year.

PNB Business Loan Eligibility Calculator

Business loan eligibility may differ from one candidate to another. You can also use free-of-cost PNB business loan eligibility calculator at The eligibility criteria for the loan are discussed below:

Types of PNB Business Loans

Punjab National Bank has business loan schemes for all kinds of professionals. The amount taken as loan can be used for either multiple or specific purposes.

Business Loan Products

PNB has a bunch of products to serve various types of needs of different customers of different profiles. The bank has customized its products to meet the expectations of various types of borrowers. Some of the products are discussed below:

PNB Vanita

PNB Green Ride

PNB Sanjeevani

Super Trade

PNB Professional Scheme


Frequently Asked Questions about PNB Business Loans

Here are the PNB Business Loans FAQs.

1. How Does the PNB Bank Functioning Capital Finance Work?

The details about Functioning capital finance by PNB Bank are as follows:

  • Daily requirement to be met by Overdraft facility Cash Credit.
  • Export requirements to be met by operating capital limits and exporters to enjoy Post and Pre Shipment finance through Export credit.
  • Functioning capital limits are arranged like non-fund structured facilities. Timely delivery of goods is ensured through buyers Credit and Credit of letters.
  • Financial Obligations and performances are met through Bank Guarantees.

2. Does ICICI Provide School and College Centred Business Loans?

The details of college and school business loan by ICICI are as follows:

  • Loan is available against account receivable.
  • Daily capital finance requirements are met by overdraft facilities.
  • Bank Guarantees are provided for meeting financial obligations and performances.
  • Term Loans (also short term) are available for expansion.

3. What are the features of Exporter and Importer Centred Business Loans by the PNB Bank?

The details about exporter and importer centred business loan by ICICI are mentioned below:

  • Export credit available for Post and Pre-Shipment finance for exporters.
  • Facilitating trade earns letters of credit.
  • Loans available in foreign currency to reduce Forex risk and borrowing costs.
  • Foreign exchange risk is limited by using options and forwards.