14 International Destinations You Can Visit With A Personal Loan Of One Lakh
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Tagged: Personal Loan
10 Things To Be Aware Of When Debt Collection Agents Come Knocking
It is imperative that you repay your loan in full and on time by paying EMI regularly. However, certain unforeseen circumstances can affect your timely payments: Medical emergency Loss of job High inflation Rising...
Difference Between Mortgage, Hypothecation and Pledge
Mortgage is a commonly used term in banking and finance sectors. It means to keep one’s immovable possession as collateral, usually a house, in return of a loan. This is done by signing...
Factors Affecting Rate of Interest
The interest rate is the rate at which a person borrows money from a lender. The amount that is borrowed is called the ‘principle’. The cost you pay for borrowing it is called the...
Layman Series: Who is a Guarantor and What are Guarantor Loans?
A guarantor is the person who signs an agreement to pay off the borrower’s loan if they default. They are like a safety net when borrower finds it difficult to make timely payments. Usually,...
Fixed Vs. Floating Rate of Interest
Applying for a loan is one of the biggest financial decisions you will make. A loan impacts various areas of your life and requires careful planning and management of your finances. Of all the...
Flat Interest Rate Vs Reducing Balance Interest Rate
Choosing the most affordable loan package is a prerogative when you think of applying for a loan. The affordability of a loan is based on a number of factors such as the rate of...
Layman Series: Tips To Improve Your Credit Score
The importance of a good credit score cannot be stressed enough. A high credit score is a reflection of a good credit history. And, a good credit history takes time to build, beginning with...
Layman Series: So, Your Loan Is Rejected. What To do Next?
We have already analysed the reasons for your loan getting rejected despite a good credit score. Let us look at what you can do after the loan application is rejected. It is common...
Layman Series: 13 Reasons Your Loan Can Be Rejected Despite A Good Credit Score
A score of 750+ is considered as a good credit score. It is a testament to your meticulous planning and management of finances, paying off debts on time, and avoiding extensions, reductions and...
