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loanbaba.com brings to you lowest EMI and comprehensive range of loan availing options from a range of banks. Apply now for instant approval!

We are one of the largest loan web portals and guide the customers through their home buying process. All our loans offer you high levels of transparency. We provide you a variety of financing choices, including home loans, home extension loans and home improvement loans. Our home loans are for salaried and self-employed people, which come at fixed or floating rates so that you just get what you require.

Home Loan Eligibility Terms

Every bank has their unique set of home loan eligibility criteria. However, most share some common terms listed below:

  • Fast, efficient process and service-You should be at least 21 years old and not have an age more than 60 years.
  • You must be salaried and have a regular income.
  • You should have an income, which must be more than the minimum income required by the bank.

The amount of loan that you will receive is affected by the below-given factors:

  • The EMI of the loan should not come to more than 50% of your regular monthly income.
  • If you have other EMIs to pay, then it could have an adverse impact on your home loan eligibility.
  • You can receive a loan amount of up to 90% of the property's value.

You can increase your home loan eligibility by these steps:

  • By making your spouse a co-applicant in the home loan process so that her income adds to your eligibility.
  • By choosing a longer loan term period that can be up to 30 years.

Compare loan interest rates in India from diverse home-loan product portfolios. Browse through multiple banks and their offers, & apply through a speedy application process at the fastest growing online loan platform- loanbaba.com!

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